UK Head of Credit Operations/Underwriting

About YouLend

YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world's leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.

We are owned by the leading Private Equity company, EQT, and have grown % year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.

Responsibilities

• A strong track record of managing people (ideally ) and mentoring direct reports.
• 2+ years' experience at a high growth fintech, bank, or top strategy consulting firm. Exposure to SME lending in continental Europe is a plus: preferably cash advances.
• Project management experience from fast-paced environments like start-ups or scale-ups.
• Strong problem solving, analytical, and mass data manipulation (through SQL, Python, R, etc.) experience.
• You are hands-on, proactive, and act with urgency - you push projects forward, remove blockers, and get things done.
• Successful track record of delivering against ambitious targets.
• Excellent communication: written and verbal.
• Excellent change management handling.

Qualifications

Note: The original description lists the ideal candidate skillset above; this section restates the qualifications to make them clearly identifiable for candidates.

• Experience leading teams (ideally 15+ direct reports).
• Experience in high growth fintech, banking, or top strategy consulting; SME lending in continental Europe is a plus (cash advances).
• Proven project management ability in fast-paced environments.
• Strong analytical skills and experience with data manipulation (SQL, Python, R, etc.).
• Hands-on, proactive, and urgent in driving projects to completion.
• Track record of delivering against ambitious targets and strong communication skills.
• Change management capabilities.

Expected start date and compensation

Expected start date: As soon as possible.

Salary: A competitive market salary + bonus + equity.

Why join YouLend?

• Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2025" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC.

Benefits

• Stock Options
• Private Medical insurance via Vitality
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League / Squash Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.