Strategic Balance Sheet Leader - Capital & Liquidity

Where strategy meets execution: capital, liquidity, and Basel expertise that accelerates performance and growth.

As a Financial Resource Management Lead within Trade & Working Capital (TWC), you will lead balance sheet enhancement initiatives to improve capital efficiency, liquidity positioning, and liability structure across the Global Trade & Working Capital portfolio.

Job Responsibilities

• Set the capital, liquidity, and liability agenda for Trade & Working Capital; deliver initiatives that lift risk adjusted returns and balance sheet efficiency in line with firm targets
• Run balance sheet forecasting and planning, producing multi year asset, liability, capital, and liquidity projections with scenario analysis to guide strategic planning and budgets
• Oversee funding and credit cost performance through partnership with Treasury on FTP/LP, track funding spreads and market pricing, and work with Risk/Finance on provisioning and understanding expected credit loss outcomes
• Provide capital and liquidity impact assessments for distribution activities and ensure structures align with portfolio and resource objectives
• Build performance dashboards and KPIs to manage returns, capital usage, liquidity ratios, and funding costs); identify trends and drive targeted actions
• Lead cross functional forums with Treasury, Finance, Risk, Product, and Sales; present recommendations to senior leadership on capital deployment and balance sheet choices
• Act as internal/external SME on Basel interpretation for trade products; engage with trade associations and regulators to deliver business specific industry feedback

Required qualifications, skills and capabilities

• Bachelor's degree required or equivalent industry experience
• Extensive experience in financial resource management, treasury, capital planning, or balance sheet management in banking
• Deep knowledge of regulatory capital and liquidity (Basel III/IV, RWA, LCR, NSFR) and return metrics
• Strong understanding of trade and working capital products (SCF, receivables, documentary trade, lending)
• Advanced modelling, forecasting, and analytics; familiarity with FTP, stress testing, and provisioning methodologies
• Proven cross functional leadership and senior stakeholder influence; excellent written and verbal communication

Preferred qualifications, skills and capabilities

• Advanced degree (MBA, MSF) or credential (CFA, FRM)
• Experience in global portfolio, business management, or treasury roles within banking settings
• Liability and balance sheet structuring expertise in trade finance or commercial lending
• Funding cost/FTP proficiency; awareness of deposit dynamics and wholesale markets
• Multi year balance sheet modelling with regulatory and macro scenarios
• Industry engagement (e.g., ICC, BAFT, IIF) and contribution to regulatory consultations
• Track record leading complex change with strong governance and controls; multi region experience