Senior Risk Manager

Overview

The Hartford's International Risk team partners closely with the business to deliver risk management through analysis and insights. Our team's mission is to deliver objective, risk-based solutions with clear recommendations, embracing change to steer the organization in achieving its goals.

Responsibilities

• Lead and provide independent, forward looking risk analysis including Risk Opinions to key business strategy deliverables.
• Lead the production and maintenance of the ORSA, including producing the annual report to the Board and regular risk tolerance and appetite monitoring.
• Oversee governance of the internal model, ensuring that the internal model validation process is designed, planned, and executed in line with Lloyd's standards and that model changes are managed and validated appropriately.
• Actively engage and participate in various committees and groups, for example the Risk Committee, when required, in relation to the company's risk management framework and risk issues.
• Oversee the operation and continuous development of the Risk framework, ensuring consistency, proportionality, and alignment with business strategy.
• Lead delivery of risk analysis to Executive and Board Risk Committees, translating complex analysis into clear insight.
• Lead and support risk deep dives, thematic reviews, and assessments of control effectiveness.
• Support Lloyd's and PRA regulatory interactions and submissions.

Leadership

• Communicate a clear vision, coach others, and foster collaboration.
• Drive innovation, embrace learning, and empower teams to deliver change.
• Achieve results, promote accountability, and lead cross functional efforts.
• Act with integrity, communicate openly, and build trust across the business.

Qualifications & Experience

• Significant experience in risk management within general insurance (Lloyd's and London Market desirable).
• Experience across multiple risk disciplines (insurance, investment/credit, operational/technology, strategic, and execution risks).
• Ability to apply independent judgement, challenge constructively, and balance risk, reward, and commercial considerations.
• Pragmatic approach with strong understanding of enterprise risk management frameworks, ORSA, risk appetite, scenario analysis, and governance.
• Proven experience operating at senior level supporting Executive, Board or regulator facing decision making.
• Strong analytical and problem solving capability; actuarial skills desired.
• Hold a relevant professional qualification (desirable but not essential).
• Advanced Excel skills; experience with other data analytical tools advantageous.
• Experience in building and maintaining effective working relationships with colleagues at all levels, confidently working with board committees and senior internal and external stakeholders.
• Strong, well structured written and verbal communication, excellent report writing ability, and excellent attention to detail.
• Ability to delegate, prioritise work effectively, and work to tight deadlines.
• Demonstrate flexibility in responding to evolving business needs and ad hoc requests from stakeholders.