Senior Credit Risk Analyst

Certainly! Based on your transcript, here is a polished and professional job advert written in British English for a Senior Credit Risk Analyst in the Lloyd's insurance market: Are you a seasoned credit analyst looking to make the move from banking to insurance? Do you thrive on analysing complex project finance transactions and want to join a highly collaborative, collegiate team within the Lloyd's market? A prestigious Lloyd's syndicate is seeking an experienced Senior Credit Risk Analyst to join its high-performing credit team as it prepares for the phased retirement of a long-standing team member. This is a rare opportunity to gain wide exposure to a diverse portfolio across multiple asset classes while working in an environment that values insight, teamwork, and autonomy.

Key Responsibilities:

• Assess credit risk on a broad range of transactions, with a core focus on project finance (c.80% of the portfolio).
• Review and analyse infrastructure, mining, oil & gas, RBLs, telecom towers, and data centres - often in higher-risk or emerging jurisdictions such as Sub-Saharan Africa, North America, and Latin America.
• Contribute to transactions involving leveraged assets with predictable cash flows, often falling within the BB to sub-investment grade range.
• Produce and present high-quality credit analysis and recommendations.
• Engage collaboratively with underwriters and internal stakeholders to structure and support underwriting decisions.

What We're Looking For:

• A minimum of 5 years' experience in credit risk analysis, ideally with a strong grounding in project finance.
• Candidates with a background in banking or those currently working in insurance (excluding pure trade credit) are welcome.
• Exposure to more complex and less "cookie-cutter" transactions - e.g., cross-border infrastructure, data centres, and emerging market assets.
• A commercially minded individual who enjoys autonomy, ownership and working within a close-knit, collegiate team.

The Team & Culture:

• The team works in a flat structure with a pragmatic approach to decision-making.
• You'll work closely with a highly experienced Head of Credit and other senior stakeholders, learning from some of the most knowledgeable professionals in the market.
• The environment encourages open discussion, mutual support, and shared success.

Salary & Package:

• Base salary: up to £90,000 depending on experience
• Discretionary bonus: 15%
• Strong benefits package (details available on request)

Why Apply? This role is perfect for someone looking to step away from the rigid structures of traditional banking or insurance institutions and join a nimble, high-impact team within the Lloyd's market. If you're seeking variety, challenge, and the opportunity to genuinely add value - we'd love to hear from you.