Senior Construction Liability Underwriter / Underwriter

Role Purpose

The Senior Construction Liability Underwriter will be responsible for the profitable underwriting and development of a construction-focused liability portfolio, including Employers' Liability, Public Liability, and Contractors Combined risks.

The role requires strong technical underwriting expertise, a detailed understanding of construction trade exposures, and the ability to support portfolio growth in line with IIGL and Avid strategic objectives.

Key Responsibilities Underwriting & Portfolio Management

• Underwrite new and renewal construction liability risks (EL/PL/Contractors Combined) within IIGL's delegated authority.

• Apply IIGL's underwriting appetite, rating discipline and risk selection philosophy.

• Deliver profitable growth aligned to IIGL's loss ratio and GWP targets.

• Monitor portfolio performance, identifying trends and recommending corrective action where required.

Broker Development

• Build and maintain strong broker relationships across regional and national markets.

• Identify and develop new business opportunities within target construction sectors.

• Represent IIGL and Avid in broker meetings and market engagements.

Technical & Governance

• Provide referral support where appropriate.

• Contribute to underwriting guidelines and product development initiatives.

• Ensure compliance with delegated authority agreements and regulatory standards.

• Maintain accurate documentation and audit-ready underwriting files.

Required Experience & Skills

• Minimum 5+ years' experience underwriting construction liability risks.

• Strong knowledge of UK construction trades and liability exposures.

• Demonstrable experience underwriting Employers' Liability and Public Liability risks.

• Experience operating within underwriting authority limits.

• Proven ability to build broker relationships and drive new business.

• Strong analytical and decision-making capability.