Risk Consultant

We're working with a leading UK retail bank undergoing a major shift in how they manage customer journeys across core banking products. They are moving from a traditional structure with decentralised product responsibility to a more formalised product ownership model - with an emphasis on solution ownership, customer-centric design and operational control.

During this contract role, you will act as a Risk and Compliance SME, playing a key part in shaping and optimising customer journeys across current accounts and overdraft products.

• Act as the risk lead for current account and overdraft journeys
• Map, assess and make recommendations to improve controls around customer journeys
• Lead process re-engineering initiatives to enhance customer experience and operational efficiency
• Ensure all changes meet regulatory and compliance standards
• Lead risk reviews, issue resolution and remediation work
• Define and oversee product-level controls and governance structures

• 3+ years' experience in risk management within retail banking

• Strong understanding of current accounts and overdraft products
• Proven exposure to process mapping, process redesign, and journey optimisation
• Familiarity with compliance and regulatory requirements in a retail banking context
• Comfortable working in cross-functional delivery environments with matrix stakeholders

3-month contract, paying in the region of £450 - £600 per day outside ir35.