Payments/Cards Solution Architect

We are a Global Recruitment specialist that provides support to the clients across EMEA, APAC, US and Canada. We have an excellent job opportunity for you.

Role Title: Payments/Cards Solution Architect
Location: Knutsford (Hybrid)
Duration: Until 31/12/2025
Days on site: 2-3 days onsite (non-consecutive)
Rate: £492 per day Inside IR35

MUST BE PAYE THROUGH UMBRELLA

Role Details:
Client is looking for a payments Architect with deep knowledge of ISO 20022 and open banking to design, build, and integrate secure, efficient payment systems by analysing business needs, defining technical solutions, and ensuring compliance with regulations. Key responsibilities include creating architectural blueprints, collaborating with cross-functional teams, recommending technology stacks, and ensuring solutions meet client requirements for payment processing, tokenization, and transaction authorization.

Key Responsibilities:
Meet with stakeholders to understand business objectives and translate them into comprehensive technical designs for payment systems.
Develop and maintain the overall architectural structure of payment systems, including data models, APIs, and distributed systems.
Oversee the integration of payment platforms and gateways with existing client systems and third-party services.
Provide technical guidance and mentorship to development teams, ensuring adherence to best practices and architectural standards.
Ensure all payment solutions comply with industry regulations, such as PCI certification, and implement robust security measures.
Research and recommend emerging technologies to build scalable, future-proof payment solutions.

Required Skills & Experience
Deep knowledge of payment transaction types, authorization, acquiring processes, card-present and card-not-present payments, and tokenization.
Proficiency in areas like Java, Spring Boot, microservices, cloud platforms (AWS, GCP, Azure), and containerization (Docker).
Strong understanding of Object-Oriented Analysis and Design (OOAD), Unified Modeling Language (UML), and modern architectural patterns.
Experience with logical data modelling, building common data models, and using data modelling tools.
Ability to understand business requirements and translate them into effective technical strategies and solutions.
Excellent communication and collaboration skills to interact with business stakeholders, technical teams, and clients.
Common Technologies & Tools
Cloud Platforms: AWS, Google Cloud Platform (GCP), Azure.
Programming & Frameworks: Java, Spring Boot.
Containerization: Docker.
Modeling Tools: UML.
Payment Technologies: APIs, Payment Gateways, POS systems.

If you are interested in this position and would like to learn more, please send through your CV and we will get in touch with you as soon as possible. Please note, candidates are often Shortlisted within 48 hours.