NEW JOB Relationship Manager

• Originate new lending opportunities in property finance (Buy to Let, Development and Trading Business loans) through establishedrelationships with clients and brokers.


• Identify and target high-potential customer segments across lending and deposits.


• Build and maintain strong relationships with property investors, developers, brokers and corporate clients.


• Act as a trusted advisor delivering tailored, risk-aligned lending solutions.


• Own and grow a portfolio of clients with accountability for revenue, performance, and retention.


• Maintain and convert a strong deal pipeline.


• Evaluate borrower profile, asset quality, and repayment capacity.


• Prepare and present credit proposals after completing due diligence.


• Drive transactions through to execution working with internal stakeholders.


• Structure transactions including pricing, leverage, and covenants.


• Manage portfolio performance, monitoring covenants and risks.


• Conduct annual reviews and manage early warning signals.

KEY Performance Indicators (KPIs)

• Client acquisition and retention


• Compliance adherence

Conduct Rule Regime

Conduct Rules

• You must act with integrity


• You must act with due care, skill, and diligence


• You must be open and cooperative with the FCA, the PRA and other regulators


• You must pay due regard to the interests of customers and treat them fairly


• You must observe proper standards of market conduct


• You must act to deliver good outcomes for retail customer.

Skill/Competencies Required for the Role

• 5+ years in UK property finance


• Proven origination track record


• Strong market knowledge


• Established broker and client relationships


• Strong communication and negotiation skills


• Banks reserves the right to alter, add or delete the content of the Job Description at any point of time without altering the generalcharacteristics of the overall responsibility.


• Reasonable adjustment will be considered as required by the equality Act.


• The duties described in this job description must be carried out in a manner which promotes the equality of opportunity, dignity, anddue respect to all employees as per Bank's policy.