Lead Money Remitters Associate

Responsibilities

• Lead the supervision of higher risk money remittance firms, developing deep insight into domestic and international payment models, agent networks and third party relationships to identify and address emerging risks.
• Conduct complex supervisory assessments, firm engagements and investigations, ensuring firms meet regulatory standards and deliver fair outcomes for consumers.
• Use evidence, judgment and regulatory knowledge to challenge poor practices, brief senior decision makers and secure meaningful improvements where standards fall short.
• Manage delivery across a range of high profile supervisory priorities, helping to protect consumers and maintain confidence in the UK's financial system.
• Support, coach and develop colleagues, building an inclusive, high performing team culture and enabling others to perform at their best.
• Collaborate with colleagues across the FCA and external partners, including HMRC and law enforcement, to share intelligence, prevent financial crime and enhance market oversight.
• Manage a diverse portfolio of complex cases, balancing competing priorities to deliver timely, high quality and impactful regulatory outcomes.
• Deputise for the Team Manager and represent the FCA in key internal and external forums, gaining exposure to senior stakeholders while helping shape regulatory strategy and protecting millions of consumers who rely on safe and effective payment services.

Requirements

• Prior experience within regulatory and/or Payment industry.
• Prior experience of analysing complex information and making sound, evidence based and risk focused judgments.
• Prior experience in managing a varied and high volume workload, prioritising effectively and meeting tight deadlines while maintaining quality.
• Experience leading, coaching, or developing others through line management, project leadership, or delivery of complex work.
• Experience in investigations, supervision, enforcement, or other structured, analytical casework requiring sound judgment.
• Understanding of financial crime risks, including AML, terrorist financing and fraud within payments or financial services.
• Ability to assess firms' systems, controls and governance, evaluating how effectively they operate in practice.
• Able to operate in busy, high pressure environments, managing competing priorities while maintaining accuracy and attention to detail.

Core Competencies

Demonstrates expertise in regulatory oversight within the payment industry, with a strong focus on financial crime risk assessment, complex case management, and team leadership. Proven ability to analyze information, make evidence-based judgments, and deliver impactful regulatory outcomes while maintaining high standards.