Instant Payments Product Owner

Instant Payments Product Owner page is loaded Instant Payments Product Ownerlocations: Edinburghtime type: Full timeposted on: Posted 2 Days Agotime left to apply: End Date: February 26, 2026 (12 days left to apply)job requisition id: 147801 End Date Wednesday 25 February 2026 Salary Range £59,850 - £66,500 Flexible Working Options Hybrid Working Job Description Summary . Job Description Job Title: Instant Payments Product Owner Salary: £61,344- £68,160 Location: Edinburgh Hours: Full time Working Pattern: Our work style is hybrid, which involves spending at least two days per week currently, or 40% of our time, at our Edinburgh office.Like the modern Britain we serve, we're evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We're growing with purpose. About this opportunity We're looking to recruit a Product Owner (PO) to work in our Instant Payments Lab. Our Lab sits in our Payment Services Platform (PSP), where our mission is to provide compliant and efficient payments capabilities for the Group and drive innovation to enable customers to move money quickly, confidently and securely. Our Instant Payments Lab supports Faster Payments enabling our customers to make quick and efficient payment transactions by ensuring real time settlement, high availability, secure integration and seamless interoperability across multiple channels and systems. The decisions and solutions you shape in this role will influence the future of UK payments and drive our business growth. What you'll do Delivering value to customers and stakeholders by ensuring the team focusing on the right priorities. Taking ownership of a product feature or technology component leading 1-2 Feature or Component teams. Inspiring the team with energy and passion and influence by building trust and empowering the team with responsibility. Working with Software Engineers and cross-functional teams to deliver technology change Encouraging collaborative, empowered teams, nurturing them to take ownership of the relevant outcomes Proactively drive the end-to-end delivery of initiatives through experiment cycles and facilitate the identification and management of new opportunities, ensuring projects are delivered safely and ethically, using help from our governance processes. What You'll need Product Owner experience applying agile methodologies to optimise innovation, development and delivery able to craft a product vision and define work to be done. Passionate and inspiring leadership skills, empowering teams to tackle business problems and create customer value through delivering excellent solutions in response to customer needs. Ability to think 'big' but value incremental improvements with a data driven mindset. Ability to influence alignment up and down the organisation and explain prioritisation decisions. Demonstration of competitor and opportunity awareness within the banking industry. Experience of change delivery Payment Services /processes within a financial services environment. About working for us Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.We want our people to feel that they belong and can be their best, regardless of background, identity or culture.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.And it's why we especially welcome applications from under-represented groups.We're disability confident. So, if you'd like reasonable adjustments to be made to our recruitment processes, just let us know.We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15% An annual bonus award, subject to Group performance Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies Join our journey! At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers.Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.