Financial Planner

Financial Planner

Department: Financial Planning

Employment Type: Full Time

Location: St. Albans

Description

As a Financial Planner at Lumin Wealth, you will manage and develop a portfolio of clients - including those transitioning from existing advisers and recent acquisitions - building long-term, trusted relationships and delivering high-quality, compliant financial advice tailored to each client's needs.

You will be supported by company-provided leads, including Trusted Advisor, Lumin News, seminars, and wider marketing initiatives, as you generate and grow new business, working towards KPI targets aligned with your experience and role.

Key Responsibilities Client Relationship Management

• Manage and develop a portfolio of clients, including those transitioning from existing advisers and recent acquisitions
• Build and maintain long-term, trusted client relationships based on a genuine understanding of their goals and circumstances
• Act as the main point of contact for clients, providing an ongoing, high-quality advisory service

New Business Development

• Generate new business, supported by company-provided leads (including Trusted Advisor, Lumin News, seminars, and marketing initiatives)
• Identify opportunities to develop existing client relationships and introduce additional services where suitable
• Work towards KPI targets aligned with your experience and role expectations

Advice & Delivery

• Deliver high-quality, compliant financial advice tailored to client needs across investments, pensions, protection, and wider financial planning
• Prepare for and conduct client meetings, working closely with paraplanning support to produce suitability reports and recommendations
• Keep up to date with regulatory, legislative, and market developments relevant to client advice

Compliance & Governance

• Ensure all advice and client records meet Lumin's compliance standards and regulatory requirements
• Maintain accurate, up-to-date client files, fact-finds, and supporting documentation
• Work collaboratively with paraplanning, compliance, and administrative colleagues to manage cases efficiently

Skills, Knowledge and Expertise

• Minimum Level 4 Diploma in Financial Planning (or equivalent) required
• Proven experience in a financial planning/advisory role
• Strong client relationship and communication skills
• Ability to generate and develop new business opportunities
• Sound technical knowledge across investments, pensions, and protection