Economic Crime Prevention Senior Manager - Consumer (Retail) Oversight Team

End Date Monday 16 February 2026 Salary Range £85,493 - £100,580 Flexible Working Options Job Share Job Description Summary The role will lead the end to end oversight of the groups Transaction Monitoring and Politically Exposed Persons (PEP) capability. It will require in-depth knowledge of the technology systems deployed within the group, how these systems are configured, how rules are structured within the systems, how data is ingested and how this aligns to the BU risks and the groups risk appetite. An advanced understanding of Economic Crime typologies will also be essential to ensure that our transaction monitoring and PEP Screening capabilities deliver the right outcomes and identify criminality without impacting genuine customers. The role holder will also require an understanding of advanced technologies such as machine learning and artificial intelligence and have a curious mindset to understand what is happening in a fast pace environment. As a leader the role holder will need to provide support and direction to a small team of colleagues, have strong stakeholder management skills and deputise for the HoF. Job Description JOB TITLE: Economic Crime Prevention Senior Manager - Consumer (Retail) Oversight Team SALARY: £85,493 - £105,000 LOCATION(S): Birmingham, Bristol, Cardiff, Edinburgh, Leeds, Halifax HOURS: Full-time WORKING PATTERN: Our work style is hybrid, which involves spending at leasttwo days per week, or 40% of our time, at one of our office sites About this opportunity We are recruiting for an experienced economic crime risk specialist in our Consumer Oversight team to cover all aspects of Anti-Money Laundering, Fraud and Anti-Bribery & Corruption risks, an enhanced understanding of Transaction Monitoring and PEPs risk will be beneficial. Job Description As a senior leader within the Consumer Economic Crime Prevention Oversight team (2nd Line of Defence), you will play a pivotal role in safeguarding the UK's largest retail bank from economic crime.In this strategic and influential position, you will provide expert oversight of the bank's economic crime risk and control environment, ensuring that consumer related risks are clearly understood, effectively managed, and consistently challenged where appropriate.You will be responsible for the development, implementation, and ongoing management of risk policies, risk appetite, and the assessment of risk and control effectiveness. A key part of your remit will be the delivery of forward looking ongoing oversight.To be successful, you will bring a strong and comprehensive understanding of Economic Crime Risks, alongside enhanced expertise in Transaction Monitoring, Politically Exposed Person (PEP) screening, and associated treatment strategies. Day to day, you will: Draw on your advanced knowledge on all things data to solve complex and material problems; Lead continual improvement and development initiatives, and implement new business practices for own area, while managing the oversight of a significant element of the organisation's risk landscape; Check and challenge the embedding of the Group's Risk Open Pages (ROP) approach to continuous risk management; Provide an independent opinion on the businesses' management of all ECP risks with an enhanced understanding of transaction monitoring and PEP risk, challenging areas of mitigation or control weakness, and identifying and coordinating ongoing oversight and assurance activities based on the current and future risk profile of our business; Engage with business risk teams, challenging both internally and externally to achieve the right focus on ECP risk management Contribute to Economic Crime Preventions intelligence and data led approach to the identification of key risks and approach to oversight; Lead focused reviews, including to support individual and team development plans; Support completion of ad-hoc projects, including in response to regulatory and Board/GEC level requests; Take responsibility for implementing formal development frameworks for direct reports, while informally coaching and mentoring others throughout the organisation and investing in own personal development; and Deputise for the Head of Function Why Lloyds Banking Group We're on an exciting journey and there couldn't be a better time to join us. The investments we're making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive. What you'll need: An extensive understanding of all things data and how data is used as part of decisioning and threat mitigation. Extensive understanding of ECP risk with enhanced experience of Transaction Monitoring and PEP Screening tooling and strategies with the ability to identify weaknesses and shape the future direction. A well-developed risk management focus with the ability to influence across critical teams to support our customers and protect the group. Evidence of engaging at a senior leadership level, and being readily able to support and join conversations with senior partners, government and regulators when required. Curiosity with a real passion for, and dedication to, growth and developing yourself and your teams. Consistent record in leadership and motivation of essential expert teams Significant experience of developing strategic directions, providing constructive challenge and leading the execution of significant change. Strong analytical skills, critical thinking, enquiring mind and the ability to analyse complex issues to shape the groups direction. Proven track record in talent development, performance management and colleague engagement to drive a culture that values, recognises and generates high performance. Strong resilience and growth mindset keeping abreast with the latest developments and external trend. And any experience of these would be really useful: Accountable decision making in high pressure & challenging situations. Evaluating and building control frameworks. Building data led analysis techniques for risk management, ideally covering Economic Crime risk. Brilliant communication that brings an audience with you through a complex topic Knowledge and practice of the lifecycle of preventing and responding to economic crime. Leading colleagues to deliver challenging but meaningful shared objectives. Collaboratively working with business areas, technology and platform partners to improve technology led risk controls. About working for us Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups. We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know We also offer a wide-ranging benefits package, which includes: • A generous pension contribution of up to 15%• An annual performance-related bonus• Share schemes including free shares• Benefits you can adapt to your lifestyle, such as discounted shopping• 30 days' holiday, with bank holidays on top• A range of wellbeing initiatives and generous parental leave policies At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach