Director - GMC Credit Officer

Specialty Finance Director - Global Markets Credit

Position sits within the Global Markets Credit ("GMC") group within the Enterprise Credit organization, responsible for executing credit underwriting for structured financing opportunities across private credit, NAV financing, equities, hedge fund shares, and commercial real estate loans.

Responsibilities

• Deal screening, input into negotiation of key terms, participation in due diligence, and management of credit committee processes.
• Review and challenge all elements of transactions, including client selection, structure, collateral, and cashflow stress analysis.
• Ongoing deal and portfolio monitoring; exercise credit approval authority for new deals, amendments, waivers, renewals, and extensions.
• Lead preparation and review of credit approval memos, guide junior deal team members and coordinate with global peers.
• Drive periodic reporting requirements, policy and procedure updates, risk rating scorecard development, respond to regulatory inquiries, manage limit requests, and drive adoption of AI related tools and other ad hoc projects.

Qualifications

• Bachelor degree or equivalent required; Finance, Accounting, or Economics majors preferred with strong academic credentials.
• 7+ years of experience in financial services.
• Relevant prior experience in credit risk management, credit underwriting, structuring, loan origination, public rating agencies, and securitization markets.
• Familiarity with securitization structures and an understanding of macroeconomic drivers.
• Experience reviewing lending or debt transactions including securitization, collateral based lending facilities, and derivatives.
• Strong analytical skills, personal drive, individual initiative, sense of urgency and responsiveness, desire to learn and take on increasing responsibility.
• Strong organizational, oral, and written communication skills; ability to communicate effectively across risk, support, and business partners.
• Team player, willing to support junior team members.
• Proficiency with Word, Excel and PowerPoint, quick learning of new programs and applications including leveraging AI tools.
• High level of attention to detail.

Benefits

• Private healthcare for you and your family, plus an annual health screen with option to purchase for partner.
• Competitive pension plan, life assurance and group income protection cover if unable to work due to disability or health reasons.
• 20 days of backup childcare including school holiday clubs and 20 days of backup adult care per annum.
• Choice to change core benefits and select flexible benefits such as wellbeing account, travel insurance, critical illness, etc.
• Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.
• Employee Assistance Program for confidential support and help for everyday matters.
• Pledge to donate to charities of your choice via payroll with bank matching contribution.
• Access to Arts & Culture corporate membership program with discounted entry to UK cultural institutions and exhibitions.
• Opportunities to volunteer in community, develop new skills, and work with diverse groups.

Equal Opportunity Employer

We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, membership of the Traveller community, age, sexual orientation, pregnancy or maternity, civil status, socio-economic background, family status or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience. We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.