Credit officer 80-100%

Joining our client means integrating into a solid regional bank, recognized for its proximity to customers, its stability, and the quality of its decisions. In this context, the position of Credit Officer occupies a central place: you are involved in financing decisions, a partner to commercial teams, and a guarantor of healthy and sustainable management.MissionAutonomously, you will intervene throughout the entire credit file lifecycle, both for private clients and SMEs:- Analyze and assess financing requests from a financial, economic, and sectoral perspective.- Structure and propose credit solutions tailored to clients' needs and the risk policy.- Prepare and present files to decision-making bodies and credit committees.- Ensure the follow-up of commitments and monitor compliance with contractual conditions.- Support and advise internal teams on credit and financial issues.- Assist the department head, especially on quality control topics or the timely transmission of information to management meetings, and contribute to cross-functional reflections.- Be a driving force in continuously improving credit processes and tools.Your profile- CFC in banking commercial employee, banking diploma, or equivalent university degree.- Minimum of 3 years of experience in a credit department within a Swiss bank.- Very good credit analysis and financing skills.- Good understanding of the Swiss regulatory framework and risk policies.- Analytical mindset, rigor, sense of responsibility, and reliability in decision-making.- Ease and genuine taste for working in a human-sized environment, favoring closeness, mutual assistance, and stability.Why this position is different- A visible function, close to management and decisions.- An environment where quality is prioritized over volume.- A bank that values longevity, trust, and knowledge transfer.- An environment conducive to engagement, autonomy, and development. jid1b9a02faen jit0207aen jpiy26aen