ABS Financing & Securitisation, AVP/VP

Job Purpose

Work across EMEA with financial institutions, fintechs, PE firms, hedge funds, governments, and corporates to originate, execute and close public and private securitisations of financial assets and provide asset advisory services.

Key Responsibilities

• Originate and execute securitisation and advisory roles across multiple asset classes (e.g., SME Loans, Consumer Loans, Auto Loans and Leases, Credit Cards, Residential Mortgages).
• Work with and organise large databases.
• Model expected loss and asset values.
• Put together presentations.
• Work in close partnership with internal control functions such as Legal, Compliance, and Risk to ensure appropriate governance and controls.
• Negotiate tranching levels with rating agencies.
• Work with lawyers in documenting a transaction.
• Collaborate with partners across Citi to develop new clients.
• Assist in the development of securitisation in new asset classes and new jurisdictions.

Development Value

• Develop credit knowledge and execute transactions around multiple asset classes, including Auto Loans, Consumer Unsecured Loans, SME Loans, and Residential Mortgages.
• Build broad based internal relationships through a multi disciplinary approach.
• Gain responsibility for specific client origination relationships.

Required Skills and Experience

• Bachelor's degree or higher.
• Structured finance experience; this is not an entry level role.
• Knowledge of rating agency processes.
• Strong interpersonal skills and the ability to build relationships both internally and externally.
• Strong analytical skills; knowledge of VBA and/or Python is a plus.
• Ability to work with and manage different stakeholders.
• Knowledge of an additional European language is helpful but not mandatory.

Certification Regime

This is a certified role and is subject to the Certification Regime, which requires employees to be assessed as fit and proper. The assessment will be carried out through extensive interviews, self disclosures, permitted criminal record checks, reference checks, credit checks, and other background checks. The applicant is expected to complete an annual declaration regarding fitness and propriety.

Equal Opportunity Statement

Citi is an Equal Opportunities Employer. Qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.