Senior Financial Crime Investigator, Retail Banking, EU, Fluent Spanish and English

Posted 3 days 8 hours ago by Monzo

Permanent
Full Time
Other
London, United Kingdom
Job Description
Overview

Senior Financial Crime Investigator, Retail Banking, EU, Fluent Spanish and English

Location: Cardiff, London or Remote (UK). We're expanding in the EU and need senior investigators to lead the charge.

Responsibilities
  • Investigate complex or high-risk anti-money laundering alerts on customer accounts.
  • Recommend Suspicious Transaction Reports (STR) to be filed by Monzo Bank EU.
  • Make customer onboarding decisions in high-risk or complex cases.
  • Provide financial crime expertise and support to other operational teams across the business.
Qualifications
  • Strong English written and verbal communication skills.
  • Fluent in Spanish (written and verbal) to at least CEFR C1 level.
  • Strong experience conducting high-risk customer screening or complex financial crime investigations.
  • Experience making independent, risk-based financial crime decisions in a regulated financial services firm.
  • Knowledge of the current financial crime landscape in the UK and the EU, and related financial crime risks.
Working patterns and start date
  • Working hours: 8:00-18:30, based on 8.5 hours per day with a 1-hour lunch.
  • Start date: Monday 5 January. Candidate must be able to commit to the first 8 weeks; no holidays/time off during training.
  • This role is remote based in the UK.
What's in it for you
  • Birthday time off approval if it falls on a scheduled workday outside the training period.
  • Remote UK role supported with a MacBook; additional setup support for home working.
  • £1,000 learning budget per year for books, training courses and conferences.
  • Opportunity to work from home with support for your setup.
Application process
  • Call with a Recruiter.
  • Interview to discuss your experience, technical knowledge and values.
  • Final step: Spanish language assessment.
Equal opportunities

Diversity and inclusion are a priority. We encourage applicants from all backgrounds and provide a welcoming environment. This is an equal opportunity employer; all applicants will be considered without regard to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability status.

Apply for this job

Instructions and fields for application are provided in the job posting.

Closing date for applications: Friday 10 October 2025.