Risk and Compliance Officer

Posted 1 day 14 hours ago by Humm Global

Permanent
Full Time
Other
Not Specified, Ireland
Job Description
About the Team

The Risk and Compliance Team is an integral part of hummgroup, a regulated Retail Credit Firm in Ireland. The team must meet certain regulatory obligations.

About the Role

The Risk and Compliance Officer is a critical team member who helps ensure compliance with relevant regulatory obligations while setting standards and promoting a culture of improved risk and compliance management. The role is responsible for safeguarding the firm's compliance with Irish and EU regulatory requirements, with particular focus on consumer protection.

Key Responsibilities
  • Compliance Monitoring & Testing
    • Evolve and deliver the Compliance Monitoring Plan with a strong focus on compliance against the Consumer Protection Code 2025 and other regulatory obligations.
    • Customer disclosures and transparency.
    • Customer onboarding.
    • Retailer onboarding.
    • Marketing and financial promotions.
    • Arrears handling.
    • Complaints handling and dispute resolution.
  • Regulatory Change & Advisory
    • Monitor regulatory developments from authorities including the Central Bank of Ireland (CBI) and the European Banking Authority (EBA).
    • Support implementation of regulatory changes.
    • Provide real time compliance advice to key stakeholders.
  • Risk & Issue Management
    • Identify, assess, and elevate consumer protection risks.
    • Help problem solve issues and track remediation actions.
    • Maintain compliance risk registers.
  • Reporting & Governance
    • Produce high quality compliance monitoring reports highlighting key risks, actions to address, emerging regulatory risks, etc.
    • Report and communicate findings to Senior Management.
    • Assist with review, improvement and implementation of compliance policies and procedures.
    • Support regulatory engagement and inspections.
  • Culture, Training & Consumer Focus
    • Build a strong risk and compliance culture aligned with CPC 2025 expectations.
    • Deliver risk and compliance training initiatives.
    • Encourage proactive identification and escalation of risks.
    • Liaise and build strong relationships with internal stakeholders.
About You
  • You have an eye for detail, a curious mindset with demonstrated experience in judgement and decision making.
  • You have excellent time management, business writing and communication skills, and attention to detail.
  • You have an appetite to learn, add value, multitask and be flexible.
  • Minimum of 2+ years of compliance experience within the Financial Services sector (good familiarity with the Consumer Protection Code is an advantage).
  • Regulatory knowledge: an understanding of the legal and regulatory landscape within financial services.
  • Strong report writing skills and computer literacy.
  • Excellent verbal and written communication skills.
  • Proven ability to work independently, meet deadlines and deliverables, and think critically and analytically.
  • A tertiary qualification in compliance and risk management, auditing, quality assurance, or legal with a good level of industry experience or equivalent is desirable.