Product Owner - Record of Reference (Minimal Core)

Key Responsibilities

RoR Product Ownership & Strategy

• Define the vision, scope and functional boundaries of CLIENT's Record of Reference platform in collaboration with CLIENT and in line with the principles laid out.
• Own the product roadmap for a minimal core that serves as the system of record without duplicating downstream processing systems.
• Ensure the RoR supports CLIENT's B2B banking model, multi-currency operations and complex market structures.

Product Evaluation & Selection

• Lead structured product evaluations, RFPs and vendor assessments for RoR-related components (core, ledger, customer/static data, workflow).
• Own PoCs and pilots to validate functional fit, integration complexity, scalability and regulatory compliance.
• Drive buy-vs-build decisions with a clear focus on time-to-value and long-term maintainability.

Requirements & Delivery Ownership

• Own end-to-end requirements from regulatory, operations, finance, payments and FX stakeholders.
• Translate requirements into clear epics, stories and acceptance criteria.
• Lead implementation delivery through configuration, integration, migration and controlled rollout.

Systems of Record & Data Integrity

• Define golden sources for customer, account, product, limits and reference data.
• Ensure strong data governance, lineage and auditability in line with regulatory expectations.
• Prevent functional overlap and data duplication across upstream and downstream systems.

Integration & Architecture Alignment

• Own the integration model between the RoR and surrounding platforms (payments, FX, AML, finance, reporting, client channels).
• Ensure API-first, event-driven or service-oriented integration approaches are followed.
• Work closely with Architecture to ensure the RoR fits CLIENT's long-term technology roadmap.

Regulatory & Operational Alignment

• Embed regulatory requirements (UK PRA/FCA, audit, reporting, controls) into RoR design from day one.
• Partner with Ops and Finance to ensure the RoR supports reconciliations, GL alignment, controls and operational reporting.
• Ensure implementation supports operational readiness, support models and resilience.

Skills & Experience

Essential

• Product Owner or Product Manager experience on core banking, ledger or system-of-record platforms within a regulated bank.
• Experience in implementation of cloud/composable banking solutions for banks or equivalent would be desired.
• Strong understanding of minimal core/composable banking architectures.
• Proven experience running product evaluations, PoCs and vendor selections.
• Track record of owning complex system implementations with multiple integrations.

Highly Desirable

• Experience working with wholesale, transaction banking or B2B-focused banks.
• Exposure to payments, FX, finance, AML or reporting platforms and how they consume core/reference data.
• Experience modernizing or simplifying Legacy core landscapes.

What Success Looks Like

• A clearly defined, lightweight Record of Reference that is stable, auditable and scalable.
• Reduced architectural complexity and duplication across CLIENT platforms.
• Faster onboarding of new products, markets and partners.
• Clean integrations that allow CLIENT to evolve payments, FX and channels independently of the core.