Lead Architect - Financial Wellbeing, Loans & Cards

Lead Architect - Financial Wellbeing, Loans & Cards

Apply locations: Manchester, Leeds, Wellington Place, Halifax

Time type: Full time

Posted on: Posted 5 Days Ago

End Date: August 26, 2025 (8 days left to apply)

Job Requisition ID: 139400

Salary Range: £124,653 - £146,650

We support flexible working - click here for more information on flexible working options

Flexible Working Options: Hybrid Working, Job Share

Job Description Summary

We are investing in simplifying, modernising, and transforming our technology landscape and are looking for a Lead Architect for Personal Unsecured Lending (including credit cards, loans, and financial wellbeing) to drive this change. This role defines, upholds, and communicates the Technology Strategy and direction to support the Group's vision and strategic intent, with a clear focus on the capabilities needed for long-term success, aligning our Technology agenda with the Group's Strategy.

About the role

The Lead Architect will join our Personal Unsecured Lending team, which includes the Card, Loans, and Financial Wellbeing Platforms. This is a key role supporting the Consumer Lending Business Unit, a major part of the Group's growth strategy.

You need experience in building relationships, developing trust, providing thought leadership to business and technology change delivery colleagues, owing the technology strategy for your focus area, and maintaining alignment with and influencing the wider Group strategies. You will also be a confident leader, passionate about architecture and making a difference, able to build effective relationships at all levels, including Executive level.

Key responsibilities include

• Proposing the architectural strategy for Loans, Cards, and Financial Wellbeing and managing its development and delivery, aligned with the Technology and Consumer Lending strategies.
• Driving the definition of architecture roadmaps, guardrails, and patterns to enable change over the medium and long term, ensuring they meet customer needs relating to complex, often customised products and services.
• Integrating business design, customer outcomes, architecture knowledge, and Technology Strategy to drive the right enterprise outcomes.
• Leading change management initiatives in the platform to support major change programmes, taking responsibility for key projects.
• Defining governance policies and participating in governance forums to ensure adherence to roadmaps, guardrails, and patterns.
• Acting as a business partner to board members and senior leaders to ensure technology delivers on business outcomes.
• Conducting external research on industry best practices, technology, customer, and product trends, and applying this knowledge to business design activities.
• Leading a team of architects specialising in Personal Unsecured Lending to ensure architectural alignment with group and technology strategies.

About us

We're on an exciting journey, investing in our people, data, and technology, leading to innovative projects and new ways for our people to work, learn, and thrive!

Candidate requirements

• Proven experience in an Architect role, successfully driving architecture vision and strategy.
• Experience in corporate governance, business control, solution development, and design.
• Technical knowledge of Cloud (Public/Private), APIs, traditional hosting, and event-driven architectures.
• Expertise in feasibility assessments and road-mapping.
• Strong personal qualities: agile mindset, digital approach, excellent communication, leadership, and alignment with company values. Collaborative, approachable, and relationship-builder.
• Passion, energy, ownership, and focus on delivering value to customers and clients.
• Ability to operate at a director level, using storytelling skills to communicate effectively.

Working for us

We are committed to inclusivity and diversity, creating a workplace where everyone feels they belong and can excel. We have set diversity goals, offer health and wellbeing initiatives, and welcome applications from under-represented groups. We are disability confident and offer reasonable adjustments during recruitment.

Benefits

• Up to 15% pension contribution
• Annual bonus based on Group performance
• Share schemes, including free shares
• Flexible benefits, such as shopping discounts
• 30 days' holiday plus bank holidays
• Wellbeing initiatives and parental leave policies

If you want to do impactful work that makes a difference, join us!

At Lloyds Banking Group, our purpose is to help Britain prosper. We focus on making a difference for customers, businesses, and communities, and offer opportunities to learn, grow, and develop.

We prioritize data safety and confidentiality, only requesting sensitive information during formal recruitment stages, and we are committed to building an inclusive workforce that reflects the communities we serve.