File Reviewer- Retail Wealth Management

THE COMPANY:

Our client is a boutique wealth management firm, looking to hire a File Reviewer to undertake high-quality reviews of client files to ensure that advice is suitable, compliant and clearly evidenced.

THE RESPONSIBILITIES:

• Review client files, advice reports and supporting documentation to assess suitability, appropriateness and compliance with FCA rules (COBS, PROD, SYSC, Consumer Duty).
• Assess the suitability of pension switches/transfers, investment recommendations, protection advice and ongoing service propositions.
• Identify documentation gaps, inconsistencies or risks
• Ensure all advice and record-keeping meets FCA requirements, business policies and Consumer Duty outcomes.
• Highlight potential rule breaches or conduct risks to senior compliance staff.
• Maintain awareness of evolving regulatory expectations and apply them in day-to-day reviews.
• Produce clear, concise review reports with risk ratings and required actions.
• Provide constructive feedback and guidance to advisers and paraplanners
• Track and follow up on remedial actions to ensure timely completion.
• Identify recurring issues or training needs and contribute to thematic reviews.
• Support enhancements to suitability templates, advice frameworks and compliance monitoring tools.
• Participate in training sessions or workshops to drive continuous improvement across the advisory function.
• Maintain accurate records of reviews, outcomes and risk classifications.
• Contribute to compliance MI reporting for senior management and Board oversight.

EXPERIENCE REQUIRED:

• Experience in file reviewing, suitability assessment, paraplanning or compliance monitoring within wealth management or financial planning.
• Strong working knowledge of FCA rules (COBS, PROD, SYSC) and Consumer Duty requirements.
• Solid understanding of investment products, pensions, protection and suitability principles.
• High attention to detail, analytical capability and strong written communication skills.
• A collaborative team player who supports colleagues across the business

For further information please contact Natalie Eshelby