Credit Risk Solutions Insurance Graduate Programme

About Howden

Howden is a global insurance group with employee ownership at its core. We have 24,000 employees across 56 countries, and we focus on collaboration, innovation and sustainability.

Graduate Programme - Credit Risk Solutions Team

Location: London
Start date: September 2026
Closing date: Friday 5th June
Working structure: 4 days in office
Salary: £40,000

Responsibilities

• Support drafting contractual documentation for risk transfer between banks and insurers.
• Assist with taking accurate meeting notes and updating client files.
• Learn the end to end transaction lifecycle, including understanding our policy framework for insured loans.
• Research and vet underlying borrowers, review contracts and assess credit profiles and financial health.
• Support managing policies once secured, including handling amendments.
• Gain exposure to client and insurer interactions, learning how experts advise and negotiate the best deals.
• Actively participate in business origination, supporting client proposals and presentations.

Qualifications

• Soon to be or recent graduates from STEM, Finance or Law backgrounds.
• Interest in geopolitical finance.
• Strong analytical and mathematical skills, comfortable managing large sums of money.
• Attention to detail and effective interpersonal skills.
• Strong written and verbal communication skills; comfortable speaking with senior stakeholders.
• Resilience and ability to work under pressure.
• Curiosity and quick learning of technical concepts.
• Proficient data analysis using Excel.
• Full unrestricted right to work in the UK.

Benefits

• Fully funded professional and technical qualifications relevant to the role and career pathway.
• Discounted personal health policies and a range of insurance products.
• 25 days annual leave plus bank holidays and an extra day off for Christmas.
• Competitive salary and generous pension scheme.
• Excellent training and development schemes with accelerated career progression.
• Cycle to work loan scheme and gym membership discount.
• Two days allocated for volunteering schemes.

Howden is committed to an inclusive culture of equality and diversity. We welcome applications from all backgrounds.