Credit Officer - Financial Institutions, Banks & Intragroup Sector

• Covering a portfolio of Global Banks and using your insight to incorporate a forward view of horizon risks in your credit papers and discussions with partners.
• Supporting new business origination within the FI growth strategy by assessing and shaping live transactions.
• Conducting client due diligence meetings.
• Proactively contributing to sector strategy and appetite setting, and changes to credit policies and processes.
• Building positive relationships to become a trusted business partner for our Coverage and Product colleagues, and helping drive collegiate working across FI Credit.
• Taking ownership of data integrity and championing simplification initiatives.

Requirements

• A sound understanding of the credit risk assessment of Banks.
• Robust understanding of FI sectors and products, ideally with experience of credit in Banks
• Excellent knowledge of lending and traded products and documentation.
• Formal Credit training preferred.
• Self-motivated and a strong willingness to learn - able to quickly up-skill in relation to new products, sectors and changes in the external environment.
• Strong written and oral communications skills - able to present complexity in an understandable way.
• Comfortable with numerical analysis.
• Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
• Ability to work as a team player in a dynamic and fast-paced work environment, including ability to coordinate multiple work streams and deliver against tight timelines.
• Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

Core Competencies

Demonstrates expertise in credit risk assessment for banks, with a strong understanding of lending and traded products. Capable of building trusted relationships and effectively communicating complex information while managing multiple priorities in a fast-paced environment.

Highest-signal resume keywords

• Credit Risk Assessment
• Lending Products Knowledge
• Numerical Analysis
• Stakeholder Relationship Management
• Formal Credit Training

ATS Optimization Keywords Hard Skills

• Credit Risk Assessment
• Lending Products Knowledge
• Traded Products Documentation
• Numerical Analysis
• Credit Policies and Processes

Soft Skills

• Strong Written Communication
• Strong Oral Communication
• Exceptional Organisation Skills
• Team Player
• Influencing Skills

Certifications & Qualifications

• Formal Credit Training

Industry Keywords

• Global Banks
• FI Sectors
• Business Origination
• Client Due Diligence
• Sector Strategy