Credit Analyst, Graduate

Responsibilities

• Dig into the story behind the data - analyze the financial and non-financial performance of new and existing customers to understand what is really driving their business.
• Learn to assess and quantify risk - get under the hood of eCommerce businesses and figure out how Wayflyer can fund their growth without taking on unnecessary exposure.
• Get on the phone - join regular customer calls to understand their business models, funding needs, and where they are headed.
• Work with management to build and test new processes and products, not just inherit them.
• Support sales and operations by understanding how they win, and what they need to keep customer relationships healthy.
• Get across our loan portfolio - understand how we manage it, what good looks like, and how we make the call to exit a risky relationship.
• Connect dots across the business - this role touches a lot of teams, and we expect you to use that access.

Requirements

• You have completed (or are close to completing) an undergraduate degree - Business, Finance, Economics, Engineering, Law, or Computer Science all work here.
• You have a strong academic record, and you can speak to why.
• You are genuinely curious about credit, risk, and what makes an eCommerce business tick.
• You are comfortable leading a conversation - in a meeting, on a call, or in a presentation.
• Bonus points if you can read a set of management accounts, work with Excel or SQL, or are planning to pursue a professional finance qualification.

Hard Skills

• data analysis
• risk assessment
• financial performance analysis
• eCommerce business analysis
• Excel
• SQL
• management accounts reading
• process building
• product testing

Soft Skills

• curiosity
• communication
• leadership
• customer relationship management
• collaboration

Certifications & Qualifications

• professional finance qualification