Credit Administrator

A well-established international bank with a long-standing London presence is seeking a detail-driven Credit Administration Officer to join its Credit function. This role is ideal for someone experienced in credit operations, loan administration within banking or financial services. You will play a key part in supporting the full lifecycle of credit facilities across private and corporate clients.

Key Responsibilities

• Monitor credit limits and ensure all lending activities follow internal credit policies and procedures.
• Track and update live credit reports daily and support the management of problem accounts, provisions, and write-offs.
• Provide regular monthly and ad-hoc reporting to Management and Head Office.

Documentation & Compliance

• Ensure all required documentation, forms, internal approvals, and Credit Committee sign-offs are complete and accurate.
• Draft and prepare loan and credit documentation for individuals and corporate entities.
• Act as custodian of original loan and security documents, maintaining accurate registers.

Property & Collateral Management

• Manage property-related loan transactions, including security documentation and liaison with solicitors through to completion.
• Arrange property valuations, instruct valuers or solicitors, and ensure ongoing management and monitoring of collateral.
• Monitor insurance renewals for property loans.

Operational Credit Processes

• Book loans and handle rollovers, ensuring accuracy and compliance with internal controls.
• Process fees, maintain credit limits, and manage guarantee extensions.
• Support the Credit Unit with information needed for annual reviews.
• Produce loan repayment schedules, redemption statements, and interest calculations.
• Undertake additional reasonable tasks aligned with experience.

About You

• Experience in credit administration, credit operations, loan documentation within banking.
• Strong understanding of credit processes, documentation, and regulatory requirements.
• Excellent attention to detail, organisation, and stakeholder management skills.
• Confident working with solicitors, valuers, and internal credit teams.
• Able to manage multiple tasks and work accurately under pressure.

How to Apply

If you are an organised and proactive credit professional seeking a stable role within a reputable international bank, please submit your CV or get in touch for a confidential conversation.