Compliance Oversight Lead

Why work for us?

This role is a key component of the Compliance strategy to ensure that the Group achieves operational adherence to regulatory requirements and expectations in relation to relevant Financial Conduct Authority (and Central Bank of Ireland) legislative and regulatory requirements.

• Competitive salary
• A workplace pension scheme
• Hybrid working, with collaborative days in our Leatherhead/London office
• 25 days annual leave (plus bank holidays), with options to purchase and sell up to 5 days holiday per year (pro rata)
• Private health and dental cover
• Support and investment in your personal development
• 24/7 access to Employee Assistance Programme and Mental Health First Aiders

What we do

Premium Credit is the leading provider of insurance premium finance and a range of annually charged services, including tax, regulatory and accountancy fees, sports season tickets, memberships and school fees in the UK and Ireland. We are a multi award winning business lending more than £4.5 billion to over 2.5 million customers through a network of almost three thousand partners- and growing.

Recently certified as a Great Place to Work, we are a successful business with a Trustpilot rating of 4.5, a Net Promoter Score of , a Glassdoor rating of 4.0 and a Silver Sustainability medal.

The Role

• Lead the execution and delivery of the Compliance Oversight Programme by leading the thematic team. The role focuses on meeting the FCA & CBI regulatory requirements to take adequate steps to ensure that operational processes, procedures and producers comply with regulatory requirements and also treat our customers fairly.

• Provide monthly report information on Compliance thematic activities and output to enable Compliance Reporting.

• Production of high-quality reports arising from scheduled or ad-hoc thematic and/or sampling, which succinctly prioritise important issues consistent with agreed grading and rating scales.

• Provide leadership and guidance to Compliance Oversight Officer fostering a collaborative and high-performing team culture.

• Provide day day management for all assigned staff, including input to appraisals, recruitment, and training plans

• Manage workload prioritisation, resource allocation, and delivery timelines projects.

• Mentor team members, identify training needs, and support professional development

• Agree remedial action with management and track that action to completion, highlighting any delivery concerns with the Senior Compliance Manager and/or Head of Risk & Compliance and escalating to the relevant Executive Committee & SLT members where appropriate.

• Manage remedial action tracker, including managing key stakeholders across the business and Internal Audit, ensuring that actions are closed on time, and adequately evidenced.

• Build strong relationships across all business areas and ensure liaison throughout Oversight activities (whilst keeping a second line independent focus).

• Monitor trends across oversight activity and metrics, reviewing areas of concern or "peaks".

• Lead with the production of an annual Thematic monitoring plan, presenting to the Senior Compliance Manager for sign off

• You will also:

  • Act as a compliance point of contact for the business and provide expert guidance in the management of incidents.
  • Lead the review and creation of mandatory compliance training materials for inclusion in the PCL annual training programme.
  • Lead the annual/ ad hoc updates to the PCL Regulatory Guides for partners.
  • Monitor outside developments in the wider financial services sector and the compliance industry (a) to maintain an up-to-date knowledge and awareness of relevant issues and future trends and (b) to contribute to the wider holistic management of the business.
  • Provide input and analysis into policies, papers and strategy.
  • At all times comply with the Premium Credit Code of Conduct and related policies issued from time to time, in particular the Fit and Proper Policy.
  • At all times comply with the requirements of the FCA Consumer Duty, particularly the Cross Cutting Rules of "Act in good faith", "Support customers' financial objectives" and "Avoid foreseeable harm" to help us achieve good customer outcomes.
  • Attend and complete any mandatory Compliance training within required timeframes.
  • Other such duties and responsibilities as may reasonably be required from time to time

Who we're looking for

• Compliance leadership role within a company with similar complexities.
• Excellent communication and interpersonal skills, applicable at all levels across the organisation. Adept at building internal and external networks, with proven experience of delivering through people by collaborating and leveraging relationships
• Deep understanding of industry-wide trends and strategies for mitigating them, along with demonstrable knowledge of regulatory requirements and initiatives.
• A record of accomplishment of formulating and offering creative and pragmatic solutions to problems and issues.
• The ability to engage and influence at Executive and Board level and build relationships across diverse business functions in particular initiating and sustaining constructive relationships with senior stakeholders across expanding international businesses

If you're an individual who thrives in a fast paced environment, able to work collaboratively with others and are looking to make a difference, this is a brilliant opportunity to advance your career to the next level with our sector leading company. At Premium Credit, you will be supported to develop and expand your skills, knowledge and experience.

To be successful you will have

• Compliance leadership role within a company with similar complexities.
• Excellent communication and interpersonal skills, applicable at all levels across the organisation. Adept at building internal and external networks, with proven experience of delivering through people by collaborating and leveraging relationships
• Deep understanding of industry-wide trends and strategies for mitigating them, along with demonstrable knowledge of regulatory requirements and initiatives.
• A record of accomplishment of formulating and offering creative and pragmatic solutions to problems and issues.
• The ability to engage and influence at Executive and Board level and build relationships across diverse business functions in particular initiating and sustaining constructive relationships with senior stakeholders across expanding international businesses

We are committed to providing reasonable adjustments or accommodations for applicants, so if you need assistance or support during the recruitment process, please let us know on the application form or by sending an email to

If you're made an offer of employment you'll be required to prove your eligibility to work in the UK before you start work. You must reside in the UK from the start date of this role; unfortunately we are unable to provide visa sponsorship at this time.

To ensure you can work from home efficiently you'll be asked to provide your internet speed at the application stage.

Premium Credit are an equal opportunities employer with a strong and passionate commitment to Diversity, Equality and Inclusion in the workplace. We welcome applications from all sections of the community and encourage people from all backgrounds to apply. Equal opportunities are the only acceptable way to conduct business and we believe that the more inclusive our environments are, the better our work will be. We are open to part time working and job share.

By submitting your application, you agree that Premium Credit may collect your personal data for recruiting and related purposes. To view our Privacy Notice please go to:

All postholders will be subject to appropriate pre employment vetting procedures and a satisfactory Disclosure & Barring Service (DBS) check prior to appointment.

So, if role appeals to you and you're looking to join an industry leading organisation, please apply. Excited but not sure you tick every box? Research tells us that women, particularly, feel this way. So, regardless of gender, why not apply? And if you're in a job share just apply as a pair. We look forward to hearing from you.

Please note, we reserve the right to close this vacancy early if we identify a number of suitable candidates. All applicants will be advised if the vacancy closes early.

We're not engaging agency support for this role and respectfully ask that agencies do not submit unsolicited candidate details to Premium Credit Limited in relation to this role