Commercial Finance Manager

Overview

At Aioi Nissay Dowa Europe (AND-E), we're not just transforming journeys - we're creating a workplace where diverse voices are heard and careers can flourish. As our UK business pursues growth, we're opening up new opportunities in a flexible, supportive environment where life and work are genuinely balanced.

You'll use your financial expertise to support and challenge senior leaders, helping shape smart, data-informed business decisions.

You will also play a key role in budgeting, forecasting and reporting, including solvency metrics, helping guide the business toward sustainable, profitable growth.

Responsibilities

What you'll do

• Analyse performance vs. budget and prior year to inform forecasts and corrective actions.
• Acting as a finance business partner to the UK ExCo members and their teams, providing support, challenge and financial data to assist with budget preparation and performance management.
• Support budget planning, identify key variances, and challenge business plans to drive improvement.
• Build financial models to assess performance and evaluate commercial opportunities.
• Collaborate with business leaders to identify and implement continuous improvements.
• Lead Solvency-UK reporting and annual regulatory submissions, resolving issues as needed.
• Take a commercial, analytical approach to solvency reporting and streamline processes.
• Support preparation and submission of regulatory returns.
• Work with the wider finance team to enhance financial management and reporting rigour.
• Assist with year-end audits, financial reviews, and statutory accounts as required.
• Assist with ad-hoc financial analysis as needed.

Knowledge, Experience and Qualifications

Who & what we're looking for

Whether you're returning to work, stepping into a new sector or ready for your next challenge, we value your perspective. If you're passionate about using financial insight to influence decisions, we would love to hear from you!

• Accountancy or finance experience, gained through formal qualification (CIMA, ACA, ACCA) and strong academic performance.
• General Insurance experience.
• Ability to communicate effectively, working with senior stakeholders on financial management and financial analysis.
• Innovative and proactive approach to resolving problems, taking ownership and being accountable for results.
• Strong analytical and data manipulation skills.
• Financial and commercial acumen and experience of using data to influence decisions.
• Working knowledge of Solvency II / UK reporting.
• A drive to make a positive difference
• Financial modelling experience.
• Preferred but not essential: Use of accounting software, including Sun Systems.

Why AND-E Could Be Right for You

Hybrid working with 8 days a month in the office, the rest is up to you.

True flexibility: Need to adjust your hours for school pick-ups or a personal appointment? No problem. We believe in give-and-take and trust you to manage your time.

A culture of belonging- we've created a workplace where everyone feels safe, respected and heard, no matter their background or stage in life.

A focus on career growth on your terms - whether you're stepping back in, stepping up, or stepping sideways.

Benefits That Support You Holistically

Up to 28 days annual leave (plus option to buy/sell 5 days)

Enhanced Parental & Family Leave (including £200 baby bonus)

10% discretionary annual bonus

Private Medical Insurance options

3x salary life assurance

24/7 virtual GP, dental/optical/physio cashback, employee assistance programme

Financial wellbeing support: £250 driving lesson fund , season ticket loan , pension advice, Wagestream

( Subject to probation and company performance)

Join Us

We are proud to be an equal opportunities employer and welcome applications from all backgrounds. Whether you're returning to work, looking for more balance, or ready to take your career to new heights, we'd love to hear from you!

We're also committed to supporting neurodiversity in the workplace and will make reasonable adjustments throughout the recruitment process and beyond to help you perform at your best.