K3616 - Flow Underwriting Team Leader - UK, Greater London...

The Role

This is a key leadership role responsible for managing a flow underwriting team, ensuring high-quality credit decisions, strong governance and efficient deal processing across all business channels.

You will combine hands on underwriting with team leadership, supporting performance, development and continuous improvement within a fast paced credit environment.

Key Responsibilities

• Lead and manage the day to day activities of the Flow underwriting team
• Allocate and prioritise deal flow across the team to meet service levels
• Underwrite small ticket and flow transactions, providing sound credit decisions
• Analyse financial statements, credit data and market intelligence to assess risk
• Exercise delegated sanctioning authority and prepare recommendations where required
• Ensure compliance with credit policy, governance and regulatory requirements
• Support the Head of Risk with reporting and performance oversight
• Conduct regular 1:1s, coaching and development planning for team members
• Monitor underwriting quality through audit and review of decisions
• Drive process improvements to enhance efficiency and capacity

Candidate Profile

We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing.

You will also require relevant IN COUNTRY experience; without which, your application will not be considered.

• 3-5 years' credit underwriting / analysis experience within asset finance
• Strong experience in small ticket / flow underwriting environments
• Proven ability to lead, coach and develop team members
• Strong analytical capability with commercial judgement
• Good understanding of asset finance products and risk assessment
• Excellent communication and stakeholder engagement skills
• Highly organised, adaptable and able to operate in a high volume environment

Salary and Benefits

Salary up to £80,000 plus up to 25% commission quarterly paid and uncapped. Standard benefits include life, health, pension and other customary packages.

Additional bonuses are payable quarterly.